What is Cyber Liability Insurance?
Cyber liability insurance provides coverage for financial losses and liabilities resulting from data breaches, cyberattacks, and other digital threats. It typically includes protection for legal fees, notification costs, data restoration, and reputational damage following incidents involving sensitive information.

Why Do You Need It?
Cyber threats are increasingly common and can have serious financial and operational impacts. Whether you're handling customer data, processing payments, or storing sensitive business information, cyber liability insurance helps protect your business from the high costs of a breach and ensures you can respond quickly and effectively.

Questions to Ask Your Agent

• What types of cyber incidents are covered under this policy?

• Does the policy cover third-party claims and regulatory fines?

• Are services like breach response, forensic investigation, or PR support included?

• What are the coverage limits and sublimits for various types of losses?

• Is there coverage for losses due to employee error or social engineering attacks?